I am one of your pensioners living only on state pension, I paid my NI and Taxes from when i left school until I was about 70 actually i paid Tax as Ni stopped at retirement but has changed again recently, lets get this straight most of my generation expected the state pension would be enough to live off, other gold plated pensions were/are for civil servants, council workers, NHS etc etc they are the ones that have a decent standard of living, neither am i one of the pensioners of which there are more and more that has had a property or such like left in a will, so yes some pensioners have never had it so good but others have to rely solely on state pension, and then you have those on pension credit who for various reasons did not pay enough into the system yet end up better off (housing benefit, council tax paid, free dental care, optical care, winter fuel payments) than those that did, don't say i didn't plan ahead it's the people that abused the system (Mental Health is the new lazy ) then and now that need sorting out but none of our politicians will grasp the nettle.